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š° TOP NEWS
SEC and CFTC sign historic MOU to end "turf wars" and coordinate crypto oversight
The Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) have signed a new Memorandum of Understanding (MOU) aimed at harmonizing the oversight of digital asset markets and ending years of jurisdictional conflict. The agreement establishes a formal framework for joint policymaking, real-time data sharing, and coordinated enforcement actions, moving away from the "regulation by enforcement" approach of previous years. By aligning their regulatory definitions and adopting a "minimum effective dose" strategy, the agencies aim to provide the clarity necessary for greater institutional participation in the U.S. crypto ecosystem.
"New trading models, digital infrastructure, and onchain, automated systems increasingly blur traditional jurisdictional lines, making it a pivotal time to regulate in harmony."
Bitcoin reaches historic milestone as 20 millionth BTC is mined
The Bitcoin network has officially surpassed 20 million mined coins, leaving less than one million BTC left to be issued before the protocol's hard-coded supply cap of 21 million is reached. This milestone, occurring more than 17 years after the genesis block, means that over 95% of the total supply is now in circulation. Due to the network's halving mechanism, which most recently reduced daily issuance to roughly 450 BTC, the remaining supply will be released at an exponentially slower rate, with the final fractions of a bitcoin not expected to be mined until approximately the year 2140.
"The 21 million cap isnāt a policy or a gentlemanās agreement; it is code enforced by decentralized consensus and proof that the networkās original architecture remains uncompromised."
Clarity Act Unlikely to Pass Before April
Congressional hopes for a definitive stablecoin regulatory framework have hit a significant roadblock, with the "Clarity for Payment Stablecoins Act" now unlikely to see legislative movement before April. Despite bipartisan momentum in the House Financial Services Committee, the bill faces a bottleneck in the Senate and a crowded legislative calendar dominated by higher-priority spending debates. Proponents of the bill argue that the delay leaves the U.S. digital asset market in a state of regulatory limbo, potentially allowing international jurisdictions to set the global standards for dollar-backed tokens.
"The window for meaningful stablecoin reform is narrowing, and every month of delay represents a missed opportunity to bring this $150 billion market into the light of federal oversight and consumer protection."
TD Cowen Predicts Permanent Congressional Ban on Federal Reserve CBDC
A new analysis from investment bank TD Cowen suggests that Congress is increasingly likely to pass a permanent ban on the issuance of a Central Bank Digital Currency (CBDC) by the Federal Reserve. Lawmakers have voiced mounting concerns regarding individual privacy, fearing that a digital dollar could be weaponized by the government for financial surveillance and social control. The report indicates that the political appetite for a retail CBDC has evaporated, with a growing consensus that the risks to the traditional banking system and civil liberties far outweigh the purported efficiency gains of a state-run ledger.
"The momentum against a retail CBDC has reached a tipping point, as the protection of financial privacy becomes a non-negotiable priority for lawmakers seeking to limit government overreach into the wallets of Americans."
šļø EVENT OF THE WEEK
DC Blockchain Summit 2026
DC Blockchain Summit 2026 is the premier event where government and business leaders unite to explore the most pressing issues in blockchain and digital assets, fostering innovation, enhancing U.S. competitiveness, and driving economic growth for a better tomorrow.
This event brings together a lineup of world-class speakers who are shaping the future of blockchain technology and digital assets. From industry pioneers to influential policymakers, these thought leaders inspire the next wave of blockchain and digital asset innovation. Speakers are announced on an ongoing basis and are subject to change.
Date Mar 18 2026
š¬ EXPERT OPINION
The future belongs to truly private, efficient, and user-centered DEXs, especially privacy-protecting and perpetual contract DEXs, which will be key to disrupting the industryā
š METRIC OF THE WEEK
Our researchers designed this metric with ā¤ļø
GLOSSARY CORNER Zero-Knowledge Proof (ZKP) is a cryptographic method that allows one party (the prover) to mathematically prove to another party (the verifier) that they possess certain information without ever revealing the content of that information. | EDITORāS CHOICE |
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