BlockchainIST Insights

Issue #84

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We decode the complexities of blockchain and crypto-economics with precision and poise. As a research center committed to revealing the entanglements of this dynamic domain, we are delighted to present you with a curated collection of insights, analysis, and cutting-edge research.

📰 TOP NEWS

  • Iran crypto ecosystem IRGC footprint bitcoin withdrawals surge during protests

    A new Chainalysis report reveals that Iran's cryptocurrency ecosystem grew to $7.8 billion in 2025, with over 50% of the country's crypto inflows now linked to addresses associated with the Islamic Revolutionary Guard Corps (IRGC). Amidst the recent collapse of the Iranian rial and widespread internet blackouts, there has been a notable surge in Bitcoin withdrawals to personal wallets, signaling that ordinary citizens are increasingly using crypto as a financial safe haven during civil unrest.​

    "Tracking the flow of funds during the internet blackout, we can see two distinct economies emerging: one where the state leverages crypto to bypass sanctions, and another where citizens use it to opt out of a failing national currency."​

  • Interactive Brokers adds USDC; Ripple, PayPal stablecoins to follow

    Interactive Brokers has launched 24/7 account funding using USDC, allowing eligible clients to deposit the stablecoin which is then automatically converted to U.S. dollars for trading. The brokerage firm also announced plans to integrate Ripple's RLUSD and PayPal's PYUSD as early as next week, signaling a significant expansion in its support for diverse stablecoin options.​

    "Enabling round-the-clock funding with major stablecoins, Interactive Brokers is bridging the gap between the always-on crypto market and traditional brokerage hours, offering traders greater flexibility in managing their capital."​

  • London Stock Exchange Group launches 24/7 blockchain-based settlement platform for tokenized bank deposits

    The London Stock Exchange Group (LSEG) has introduced the LSEG Digital Settlement House (DiSH), a blockchain-powered platform that facilitates real-time, 24/7 settlement of commercial bank tokenized deposits. The system supports multi-currency and cross-network settlement, including Payment versus Payment (PvP) and Delivery versus Payment (DvP) mechanisms, and has already completed successful proof-of-concept tests for cross-currency repo transactions on the Canton Network.​

    "By moving settlement to a blockchain-based infrastructure, LSEG aims to eliminate the friction of traditional banking hours, reducing counterparty risk and freeing up liquidity for institutional participants in global capital markets."​

  • Bank of America CEO warns yield-bearing stablecoins could drain $6T in bank deposits

    Bank of America CEO Brian Moynihan warned during a quarterly earnings call that interest-bearing stablecoins could siphon up to $6 trillion—roughly 30-35% of total U.S. commercial bank deposits—away from the traditional banking system. Moynihan argued that these stablecoins function more like money market mutual funds than deposits, yet they currently lack comparable regulatory oversight, potentially threatening the credit availability for small and medium-sized businesses if deposits flee the banking sector.​

    "By framing stablecoins as a direct competitor for core deposits, Moynihan is urging regulators to enforce stricter rules on yield-generating digital assets to prevent a structural shift that could destabilize the traditional lending model."

 📌 REMARKS OF THE WEEK

🔐 CRYPTO UNLOCKS

Source: Tokenomist

🎟️ EVENT OF THE WEEK

Plan ₿ Forum El Salvador 2026

  • Plan ₿ Forum El Salvador stands as the leading Bitcoin conference in Central America, bringing together world leaders, technologists, and entrepreneurs to explore the transformative impact of Bitcoin on a global scale.

  • Date Jan 30 2026

  • Detailed Info & Registration

💬 EXPERT OPINION

Since we're all rich with bitcoins ... we ought to put some of this unearned wealth to good use."

Hal Finney

📊 METRIC OF THE WEEK

Our researchers designed this metric with ❤️

GLOSSARY CORNER

MempoolIt abbreviation of Memory Pool. Set of unconfirmed transactions in a blockchain. Each time a transaction is made, it enters directly into the mempool, after which the miners take groups of transactions to build the blocks.

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